Category Archives: Uncategorized

Internet Business and Residual Income Are a Perfect Match

If truly want to someday quit your job and enjoy life a little more you may want to look at starting your own Internet business. To do that you should consider promoting programs that afford you the chance to create a residual income.

Let’s take a look at why an Internet business and residual income are the perfect marriage!

Residual income is something that used to only be achieved by insurance salesman and people with a lot of money to invest. With a residual income you get paid over and over for doing something one time.

Today having your own Internet business is a fantastic way to create a residual income because there are programs available online that make it easy for you to do. A couple of those include the business models of affiliate and network marketing.

With the affiliate marketing business model we are going to talk about two tier affiliate programs. As an affiliate marketer you get paid for your personal sales, but you can also get paid on the sales of affiliate marketers you recruit.

This is a good way to create a residual income because when you recruit top sales people you can get paid again and again on their efforts. At first this will require you to take some training, but eventually you can walk away and continue to earn great commissions.

You can get paid on the efforts of other network marketer several levels deep as a network marketer. This process is known as duplication and with a network marketing business you will build a distributorship of marketers below you.

You earn commissions on all of their purchases as well as sales that they are making. This is a fantastic way to leverage your time because you can have spent literally hundreds or thousands of hours building a business of your own even though you are only working a few hours every week.

The downside to creating a residual income through both affiliate marketing network marketing is you have to recruit a lot of people to find sharp individuals such as yourself. Because both of these industries are so easy to join you will get some people who are not serious that will end up wasting your time.

Therefore to create a residual income with these type of Internet businesses you will have to recruit a high number of people to end up with a handful of successful ones. Internet business and residual income do work very well together if you are willing to go through that process an.

Copyright (c) 2008 Jim Suzak

Residential Real Estate Investing

This is the flip side of homeowners that have found themselves unable to pay for their mortgages payments during the recession. Many individuals with the knowledge, and resources have been able to capitalize on the situation in the form of residential real estate investing. Real estate has long been one of the best vehicles to wealth for many individuals in history. More millionaires have been created in the United States through the investment of real estate than in any other industry.

Since the beginning of the recession in 2007 real estate investors have seized on the opportunity in residential real estate investing throughout the US at discounts prices up to 50% off the properties markets value. How are these prices created you might ask. When the recession started many employers reduced their work forces in large numbers this created a domino effect in the market place. After several months of unemployment many homeowners began to stop making monthly mortgage payments on their homes. Banks and mortgage companies suddenly found themselves with massive amounts of delinquent mortgage payments on their hands more than they could handle all at the same time. In an effort to resolve this problem these mortgages companies and banks started issuing homeowners notices of default in an attempt to get the homeowners to begin paying on their loans again.

This effort was not successful, and on top of that some mortgages that were originated several years prior to the recession had adjustments in interest rate built- in to the mortgage that automatically were scheduled to increase the monthly mortgage payment on homeowners for some $1,000, or more per month which added more troubled mortgage payments as homeowners were not able to pay the increased payments on their houses. This nearly brought the US financial system to a complete standstill which had not happen since the Great Depression of the 1930′s. So, with banks and mortgages following through with their normal practices of foreclosing on delinquent homeowners this created a large supply of homes at a bad time for the real estate market as a whole.

Real estate values that had increased from 2003-2007 took a large drop in value almost overnight with an unsteady housing market new homeowners were unwilling to take the chance in getting caught up in the devalue real estate market. This is where residential real estate investing opportunities presented itself. Many of these individuals had been buying, and repairs homes through the boom period of 2003-2007 and had made a lot of profit in the process.

So, they were fresh with cash ready to take advantage of this declining market. Banks had to sell this oversupply of properties as the US government bank regulators requires them to get these defaulted loans off of their books. As the only real buyer in the market banks began one by one selling off inventory at large discounted prices to residential real estate investors. These investors in turn made repairs to the homes, and as months went by some potential homeowners started hearing that there were lower prices available in the market place so they decided that they would take a chance at home ownership. The residential real estate investors started selling their properties that they had purchased from the banks at discounts up to 50% to these new homeowners. The new homeowners were happy as they were able to buy homes that were far less than they were able to buy that same home just a year before, and now they were getting new upgraded amenities that the real estate investor had thrown in such as new stain less steel appliances, upgraded cabinetry, freshly painted property through the home, and new flooring that was used to entice the homeowner to purchase.

The residential real estate investing segment of investors continued to put more in more money into the market to purchase more discounted properties from the banks. They were making money hand over fist some properties were sold to profits of up to $200,000 to $300,000 per unit depending on where the house was in the country. This was good for business for these residential real estate investors. This trend continues to this very day, but the banks who found out how much these investors were making have made changes to their ways of selling the properties. Big profits are still available, but just not quite as big as the beginning days in 2008 through 2010. When the word got out how much money was being generated in the resell residential real estate market for distressed real estate properties new investors joined the group many of whom had never been in the real estate business prior to the recession. If you have ever thought about making money outside of your current employment there are still opportunities to make money in this avenue sometimes without the need for any of your own money or credit.

The opportunity of the large money may not be there anymore, but what is wrong with making an extra $20,000 to $50,000 off of the sale of one property. Two or three property sells per year can put an extra $60,000 to $150,000 in your pocket up and above your current income without you having to leave your current job. This makes the residential real estate investing market alive, and well in 2013.

How to Select a Good WordPress Real Estate Theme

At present, we can witness extraordinary boom in the Real Estate Sector. This is one pivotal reason that has contributed to a large number of individuals choosing real estate as their full time profession. One look around you and you are sure to have an encounter with n number of real estate companies and agencies. In order to stay in the race most of these companies have taken to introducing a professional real estate website supported with a good WordPress theme. Let us now understand how one should go ahead and select an apt WordPress theme as far as Real Estate business is concerned.

1. Touch of Responsiveness:

One absolutely essential feature that needs to be imbibed by a WordPress Real Estate theme is nothing, but its ability of being 100% Responsive. A responsive website only adds to the website visitor’s ease as far as the viewing and navigation experience in and around the website in question is concerned. Similarly, a responsive website is known to bring to the table an absolutely minimal level of resizing, planning and scrolling requisites. Moreover, a responsive website is known to easily adjust to any device at large be it a smart phone, laptop or even a personal computer for that matter, which is exactly why the website visitor is not required to have a specific type of device at hand.

2. Oozing with a Towering Speed:

At the pace with which each of our lives are moving, patience has become a long lost and forgotten word. The World Wide Web is known to be dominated by a number of websites each belonging to some or the other Real Estate Company. In these times of extreme competition, it would be a major turn off for your website visitors to visit a site that takes a long time to load. Though cheap web hosting may be the primary culprit for the same, a WordPress Real Estate theme that is ill coded or is even loaded with a lot of unnecessary features is likely to further contribute to your down performance. Hence, all said and done it is of preliminary significance for you to zero down on a WordPress Real Estate theme that promises just the right level of power packed speed.

3. Listings at their Best:

One primary requirement of any Real Estate company is to be able to rightly present to its clients the wide basket of properties that the concerned firm has within its reach. This pre-requisite holds equal significance in case of a Real Estate company’s website as well. Each and every Real Estate firm out there needs to necessarily shortlist one such WordPress Real Estate theme that is capable of providing a spot on platform as far as display of property listings is concerned. It is even better if the theme in question is able to offer an unlimited bent with regards to the listings section. If this area is taken care off, then there are high chances of your firm being able to transform your website visitors into ready leads.

4. A Picture Speaks a Thousand Words:

The basic job of any Real Estate company is to help their clients get hold of one such property that is not only easily accessible and within the client’s price expectations, but at the same time is visually consistent with his or her desires. Statistics state that the electronic era has given rise to a scenario wherein most of the people choose to shortlist properties they wish to invest in online. However, only if a bland description about the property is presented, the client may not necessarily be in a position to get a clear picture about the property being discussed and would hence like to take a look at the same. This would eventually turn into a highly time consuming process. This issue can rightly be contained by adding images along with the property descriptions. Hence, the moral of the story is that one should necessarily opt for one such Real Estate WordPress theme that gives you the liberty of adding multiple property images alongside the description.

5. 360 Degrees Holistic View:

Comfort and Convenience happen to be two such words on which most of us stress heavily as far as property investment is concerned. None of us would be happy to invest in a property that looks attractive, comes cheap but is located in isolation and is incapable of providing the basic amenities. The good news here is that you are no more required to visit the property that is of interest to you personally, but instead can simply sit in the console of your house and look for the basic amenities in your neighborhood such as a school, hospital, bus station and so on and so forth by exploring the Neighborhood Map alternative. This ready option would not only help you make a well informed choice, but at the same time will be largely time and cost effective.

Concluding Words:

One glance through the above features and you must have already given up on your hopes of getting your hands on a Real Estate WordPress theme that is capable of housing all the above features. But there are many wonderful readymade WordPress themes which cater all the above features. Start searching in good theme marketplaces and surely you will find what you are looking for.

How to Start a Real Estate Business?

Introduction to the Real Estate Sector:

One of the booming sunrise sectors in the world is undoubtedly Real Estate. Today, it has been recognized as one of the most lucrative investment alternatives. A good number of individuals irrespective of the demographic facets are seen considering real estate as a serious investment mainly because this is one such sector the value of which is sure to shoot up in the long run.

Moreover, this sector has ended up creating a win win situation for all the stakeholders who happen to hold direct or indirect interest in the same. This is one of the vital reasons that has contributed to the growth of real estate business in general, which is exactly why we see a number of real estate companies and agencies laying base in every nook and corner of the street.

There may be plenty of people out there who are keenly looking forward to establish their very own successful real estate companies. However, they are often confused as to where they should start from. In order to bring an end to the dilemma faced by all such people out there, we will be helping you with a brief blueprint that we believe may end up playing a crucial role in your real estate journey.

The Starting Point - Raise Your Start Up Capital:

One primary requirement for kick-starting a business is to begin by raising the much needed start up capital, the core role of which is to meet the various fixed and variable costs. This concept holds equally true in case of a real estate business. In order to give birth to your dream, you need to begin by locating and eventually investing in the office space, buying the necessary office equipment, designing logos and preparing other marketing material and of-course diverting funds towards insurance. Similarly, you will also require funds to meet the routine operating expenses in the days to come. Once the funds are in place, the first step can be easily met.

Meet Regulatory Requirements:

It is essential for you to note that you cannot really begin transacting in the real estate arena on any day at random. In most of the countries, you need to hold a valid license in order to be able to operate as a consultant. It is advisable for you to get on board a reliable legal counsel in order to better acquaint yourself with the rules and regulations that are prevalent in the real estate platform of your country. Once you have the necessary license in hand, you can begin your operations as a real estate consultant.

Get into Your Hiring Boots:

Next up you will be required to initiate the recruitment and selection processes in order to hire agents to your team. At this point, it is essential for you to draft an independent contractor agreement so as to maintain clarity and transparent communication between you as the employer and your individual agents. The agreement should necessarily house details regarding the ratio in which the commission would be distributed, code of ethics that need to be imbibed by the agents and of-course the general office related policies and procedures.

Fix in Your Mind – Customer is the Whole & Sole:

Once you are through with the above three steps, you need to proceed further in order to build a loyal customer base. In order to survive and succeed as a real estate entrepreneur, a stable clientele becomes a must. You can reap results in this area by investing towards direct and indirect advertising, integrated marketing communication models and of-course a tad bit of public relations. Similarly, you can also lay weightage on joining hands with a Search Engine Optimization company, which is believed to play a critical role in improving your visibility and presence in the market.

The Ultimate Add-on – A professional looking website:

The above elements are basically the preliminary droplets that would end up contributing to your wide ocean of real estate business. Apart from the above aspects, there is yet another component, which if added to your business initiation program is sure to benefit you in a massive way. The building block about which we are talking here is the need to develop and introduce a relevant, innovative and of-course distinct looking professional website for your business unit.

If we were to rely on the statistics, then we can easily come to the conclusion that in the recent times it has been found that over eighty percent of the individuals begin their home search online. This is exactly why a professional website is likely to come handy to your real estate unit. Similarly, a website can also help you survive the cut-throat competition by making your details available to the prospective clients at large.

However, one area that most of the companies end up giving a miss is with regards to the listings. Most of the real estate agents rely heavily on the Multiple Listing Service and fail to recognize the importance of listing out all the properties that come under their basket, on their respective websites. It is quite obvious that only when you offer a holistic listing on your website will you be able to hear your cash registers ringing, which is actually the end result of a wide number of sales.

Failure Is Their Daily Business: U.S. Real Estate Predictions for 2014

Given the recent closure of 2013, which incidentally was a critical transformation year into 2014 in terms of essentially finally getting over the real estate hump, the next 12 months promise to be an encore performance at the very least. That is why, it may be declared the year of the Idiot. If the Chinese name their respective years’ by ID’ing animals, then there’s no reason not to focus on a sub-set of professionals within the real estate mortgage finance industry that make everyone’s job a bit more challenging. Hence, failure is their daily business. And to those savants, it is those real estate naysayers within that industry that will impede and facilitate some of the positive predications that may come to fruition in 2014.

More particularly, here is the punch list: access to residential home loans, user friendly home buying experiences, crowdfunding will be on the rise by financiers, more technology to execute transactions (i.e., expect Glass Google to integrate itself into real estate deals), and robo real estate brokers that will be self-securitized. All of the latter predictions and prophecy from those that have the ability to read the New York Times without moving their lips.

Better Apps for Real Estate Professionals and Consumers

According to Marty Frame, President of Realtors Property Resource, there will be “Better mobile apps for the professional. For all of the elegant, even beautiful, mobile apps for the consumer, there are very few utilities for the real estate practitioner that are anywhere nearly as nice. Our devices have capabilities that professionals need to do their jobs – really good GPS, cameras, microphones, accelerometers – and our industry has a lot of room to grow in terms of design and usability as well.”

The Monetization of Information

To be clear, the monetization of information is nothing new. In fact, it’s likely the second oldest profession in the world. Yet, for the real estate industry, an accelerated pace has occurred in monetizing information, since the advent of manipulating information more smoothly into technology is starting to reach a crescendo. A handful of real estate thought leaders are on the cutting edge of this financial windfall.

Saul Klein, an industry principal, who sells information, believes it is his mission to “Work to give every MLS and association that so desires an opportunity to have a consumer portal their brokers, agents and the public will love, and that will generate revenue for the organizations. [And to] Continue to socialize the concept of protecting, controlling and monetizing MLS data.”

As Klein sees it, the following informational categories will not only generate more income that had not existed before, but will be the hot ticket issues in 2014: Syndication/distribution of MLS data, MLS data licensing, MLS and association public search portals, Off-MLS offerings, Agent ratings, and the public display of sold data.”

Google Glass

Casino moguls hate them, real estate brokers love them. And just when you thought Google Glass might become even more potentially ubiquitous, expect to see the migration of this strange new technology morph its way into real estate transactions. It’s even rumored that the makers of Google Glass are trying to hardwire the spectacles with a ‘BS odometer’, in order to weed out unctuous, greed ridden/self-absorbed real estate agents that constantly Google themselves.

As Dick Greenberg, a principal with Elevation Real Estate noted, “Google Glass of course, is a computer you wear like glasses, with an optical display, a smartphone-type interface and voice commands. IBeacon is a Bluetooth Low Energy system that allows small transmitters to send push notifications to iOS or Android devices, such as Google Glass, in their vicinity.”

As Mr. Greenberg further stated “… when you think about pairing the two of these in an information-sharing environment, very powerful capabilities emerge, and the potential is enormous. As a minor example… a simple transmitter placed on a yard sign could send a video tour of the home, along with full information on the property, all appropriately formatted, to a curious wearer of Google Glass who happened by. But that’s just one tiny tip of the iceberg. I think the efforts to implement something new will be widespread and far-reaching.”


Here’s the skinny on crowdfunding. It’s a new age term that beats up on an old age maxim — that you somehow need institutional money to fund real estate investor activity. Wrong.

Crowdfunding for real estate has risen in popularity, because small, medium, to large investors have had the same type of access to capital issues that the everyday man has had. If you think you were pissed about not being able to refi your home, how do you think the owner or manager of a $5 million shopping center feels when he can’t shave $10,000 to $12,000 a month off his mortgage payment, all because Bank of America just denied his loan request.

“Crowdfunding and online finance will be an increasingly important player in real estate, both for individual investors and for investment advisers who can use crowdfunding (online) sites to get their clients into opportunities they wouldn’t otherwise have had access to.” Jilliene Helman, CEO of

In short, through crowdfunding, investors can pool money together and buy shares of real property like apartment buildings, office buildings and retail centers. From the borrowers’ perspective, they access that pooled money — which has near identical interest rates as the major banks, and refi their investment product and/or buy new product that they otherwise could not have done. With President Obama’s JOBS Act, passed in 2012, and with certain provisions clarified by the SEC in 2013 regarding real estate financing, crowdfunding is here to stay.

Real Estate Brokers Self-Securitize Themselves?

As an editorial point, one of the wildest predictions to be floated in 2014 comes from industry leader, Inman News Publisher Brad Inman, who stated, “An investment opportunity to buy equity in individual top-producing real estate agents will unfold, like what is being done with stock offerings for individual athletes. Buyer beware”.